Credit Card Rewards, Credit Card Research at Top Credit Card Applications

Credit Card Applications

Research the top reward credit card offers at Top Credit Card Applications. Whether you're ready to apply for a new reward credit card or you're just starting the research process, we have everything you need. Continue below to view annual fees, reviews, intro and regular APRs, comparison tables, and more.

1. Ink℠ Bold with Ultimate Rewards℠
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  • Earn over 50,000 bonus points in your first year
  • Unlimited rewards for you and your business ? and points never expire
  • Earn up to 47,500 bonus points every year
  • 5,000 bonus points after your first purchase redeemable for $50 cash back
  • Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
  • No Interest Expense and 30 days to pay with this pay-in-full charge card
  • First year free ($95 value)
Introductory Rate Applies Towards Overall Rating
No Introductory Rate Available None
Purchase APR Cash APR Annual Fee Grace Period Benefit Rating
n/app n/app $95 None

2. Ink℠ with Ultimate Rewards℠
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  • Cash back plus a million other redemption options
  • No dollar goes unrewarded
  • No caps and points never expire
  • Unlimited rewards for you or your business
  • When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
  • No annual fee
Introductory Rate Applies Towards Overall Rating
0% APR for 6 Months Purchases, Balance Transfers
Purchase APR Cash APR Annual Fee Grace Period Benefit Rating
As low as 11.24% (V) As low as 19.24% (V) $0 21 Days

3. Discover® More Card
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  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Introductory Rate Applies Towards Overall Rating
0% Intro APR* Purchases, Balance Transfers
Purchase APR Cash APR Annual Fee Grace Period Benefit Rating
11.99% - 20.99% (V)* 23.99% Variable $0 25 Days (Min.)

4. Starwood Preferred Guest® Credit Card from American Express
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  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds
  • Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use
Introductory Rate Applies Towards Overall Rating
2.90% on Purchases and Balance Transfers for 6 months Purchases, Balance Transfers
Purchase APR Cash APR Annual Fee Grace Period Benefit Rating
15.24% variable n/a $45 20 Days

5. Miles by Discover® Card
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  • 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don't expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
Introductory Rate Applies Towards Overall Rating
0% Intro APR* Purchases, Balance Transfers
Purchase APR Cash APR Annual Fee Grace Period Benefit Rating
10.99% (V) 23.99% Variable $0 25 Days (Min.)



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